• Countless adults enter their senior years wondering how they will make ends meet in retirement. Should health issues arise, suddenly, long-term care costs become another factor at play. Financial needs could quickly begin to outweigh current assets. However, what if you could use an existing asset, such as a no longer needed life insurance policy, to cover the costs so


  • Life insurance policies are one of the most misunderstood and undervalued assets a person will ever own. And make no mistake, a life insurance policy is legally recognized as an asset with personal property ownership rights. Think of a life insurance policy the same way you would your home. You make mortgage payments on a monthly basis. Would you one


  •   The National Association of Insurance Commissioners’ (NAIC) Long-Term Care Innovation Subgroup has endorsed the exchange of life insurance policies for private pay options for long-term care services, a concept pioneered by GWG Life and now being offered exclusively through the company’s LifeCare Xchange®(LCX). GWG Life is focused on delivering innovative private market solutions to help finance America’s long-term care


  • If your life insurance premium fees are becoming too expensive, most life agents will recommend that you reduce your benefit. This should automatically reduce your premium, too. However, if for estate planning purposes you can’t reduce your life insurance benefit to the extent financially necessary, there are other options. • Other family members may be able to make the premium


  • When you need or want a sum of cash, selling your life insurance policy may be the answer. But is there an option if you still want to leave something behind for your heirs? Absolutely! Even better: you may be able to get cash, keep a portion of your life insurance benefit, and eliminate your premium payments. Anne and Edward