Rebecca purchased a life insurance policy in 1999. She and her husband were the insureds on the policy, and it was purchased with the intention of protecting her husband’s business in case he passed away. They premiums on the policy were becoming too expensive and the couple was concerned about a lack of retirement money. They were at risk of lapsing their policy and losing their investment. Fortunately, their life insurance agent informed them about life settlements and they sold their policy to GWG Life, LLC (GWG Life). Now they have extra funds they can use to pay for living expenses, and they are free of making premium payments.