Rona and Gerry had owned two life insurance policies since 2003 and 2007. They were purchased to protect Rona and her financial well-being. The couple developed a substantial estate and eventually decided they didn’t need the anticipated benefits. The increasingly expensive premiums also influenced their decision to sell their life insurance. With both policies having zero surrender value, the couple wouldn’t have received anything from the insurance company. Instead, they contacted GWG Life and received a lump sum payment for both policies based on the fair value. They plan on taking a romantic vacation to Paris, and applying some of the proceeds towards long-term care services.