The owners of this life insurance policy were growing more and more concerned about their mom. She was 92-years-old and living in the memory care unit at the nursing home. Her care was very expensive, and the children were searching for a financial solution they could afford. One thing they knew for sure was that they wanted the best for their mom. They consulted with a financial advisor, who suggested they sell the policy on which their mom was the insured. GWG Life offered much more than the surrender value. They were able to get a cash payment of $115,000, and still maintain a benefit of $15,000 for final expenses.